Immediate Health Insurance Quote – Affordable Plans Online
There are many different types of health insurance plans on the market today. These plans include Indemnity Health Insurance, HMO Health Maintenance Organization, PPO Preferred Provider Organization, POS Point of Service, and the new HSA Health Savings Account Plans.
Affordable Individual and Family Health Insurance Plans
When shopping for a health insurance plan that is best for you or your family, you should research your options and compare plans because plans vary from one company to another. Here are the three most affordable health plans on the market:
(HMO) This type of plan gives a comprehensive level of medical coverage with one of the lowest costs. All medical care given under an HMO plan must be from within the network of doctors and hospitals your insurance company provides. With this type of plan there is no claim form for a member to submit. All claims are handled for you.
(PPO) A PPO plan is similar to an HMO plan. There is a network of doctors and hospitals provided by the insurance company that you must visit when seeking care. The difference is, you can visit an out-of-network provider, but it will cost you an extra fee to do so. You may also have to file your own claim form when going out-of-network.
(HSA) This relatively new form of health insurance plan provides medical coverage at the lowest cost of all the plans. A High Deductible Health Insurance Plan is used in conjunction with a Health Savings Account to provide medical coverage. Deductible amounts for this type of plan start at $1000 to be HSA eligible.
Immediate Health Insurance Quotes
Now that almost all major insurance companies have made their medical plans available online, you can go shopping for health insurance any time, night or day, and find affordable individual and family health insurance that fits your needs and your budget.
Source by Jim Westin