With just the mention of Esurance you immediately think of the sexy and spunky pink haired cartoon character named Erin Esurance who looks more like a hip cartoon action figure then a representative of a major car insurance company, and that is exactly what the people behind the character wants you to believe. Her cute looks, sexy costumes, and witty personality cause you to almost forget about the fact that this company is responsible for insuring hundreds of thousands of motorist in the United States each year. Yes, there’s no denying the fact that their marketing department has done a fabulous job of portraying this company as the coolest car insurance company around, but how about their rates, fees, coverage, and customer support, you know the things that you or I really care about when deciding who to use to take out a car insurance policy with?
The first thing people want to know about when it comes to a car insurance company is how competitive their rates are? The first thing you should be aware of is that although their are national averages that some companies post, the fact of the matter is, getting a quote is about as personal as a hair cut- it has to suit you. That being said, if you were to go with an average policy with average coverage without all the bells and whistles then Esurance stacks up a bit better than some of the others such as Geico or Nationwide, but they aren’t the lowest rates in town either…
The cumbersome problem that most people face when shopping around for cheap car insurance is the fact that with all things being equal, getting a car insurance policy is time consuming and definitely not on the top 5 list of best ways to occupy your time on a Saturday afternoon which is why you see these car insurance companies trying to make their commercials look as fun and interesting as possible so you don’t associate boring with car insurance or their company. If you are searching around for a competitive car insurance policy then you probably would need to visit each individual car insurance website, fill out there online forms and get individual quotes from them. This is a very time consuming process and can take you several hours to settle on one, but there is a better way.
You see, there are actually car insurance hybrid companies out there that allow you to get multiple car insurance quotes at once, thereby cutting the “shopping around” part down substantially because they list the top 5 companies (including Esurance, Geico, Progressive, Farmers, Nationwide and more) that are offering the lowest car insurance quotes in your area. No kidding. So instead of trying to guess who has the best rate, its automatically displayed to you so you can pick the best one and move on with life. Sounds good doesn’t it?
