Most drivers know that if they want to find out the cheapest quotes for car insurance they have to go online. It is the norm to make use of a free quotation tool to find the best insurance company and the lowest quote. However, if you don’t want to lose money you must know how to file a car insurance claim. If you don’t know what to do you could end up without proper compensation when a mishap takes place. No matter how pleased you may be to find a cheap insurance premium you must find out what to do to file a claim.
Insurance companies have specific instructions when it comes to filing a claim. There is a very good reason for this. They want to make certain there are no question marks regarding an accident that causes damage. If there are questions then you may not be fully compensated and you will be the loser whether you pay your premiums or not. Another important tip regarding a car insurance claim is to file your claim as soon as possible. It is a good idea to contact your insurance company immediately after the accident. Do this once you have called the police and have all the necessary details. These details will include your own and also those of the other driver. It will help if you have the name and phone number of at least one witness to the accident.
There are those who believe it is beneficial to keep a disposable camera in your cubby hole in case of emergencies. If you do this you can immediately take photos of the scene and the vehicles and even the drivers. If there are no witnesses present then photos will be an enormous help with a car insurance claim. It’s unnecessary for any driver to be out of pocket due to not following instructions.